Investor Visa or Golden VISA

The usual investment made by our clients is the investment in real estate, so we will make some considerations to this means of obtaining the residence permit for investor.

1.- All those properties considered real estate are considered real estate, because they have in common the circumstance of being intimately linked to the ground, inseparably linked, physically or legally, to the land, such as plots, houses, industrial buildings, squares of parking, etc ...

2.- The required investment of € 500,000 can be made by acquiring several properties of less value that, adding the cost of all, reach € 500,000.

3.- The property or properties must be free of charges for the value of € 500,000. Therefore, if we acquire a property whose purchase price is € 900,000, we can request a mortgage loan for € 400,000.

4.- The properties can be leased, so that profitability can be generated for the applicant.

In every purchase of a property, the expenses and taxes derived from the sale must be taken into account:

-VAT if it is a new home (10% for individuals or 21% if it is done through legal entities, which is deductible) or Property Transfer Tax (from 6 to 10%, depending on the Autonomous Community where the property is located )

-Tax on Documented Legal Acts (AJD): 0% - 1.5% depending on the type of property and the autonomous community.

- Notary fees, Property Registry: around 1% approximately of the purchase price.